1. Ey Short Term Disability Insurance
2. Short Term Disability Application Form
3. How Does Short Term Disability Pay
4. Federal Short Term Disability Laws

To meet Social Security's listing for loss of visual acuity, the vision in your better eye must be 20/200 or worse. Vision that's 20/200 is called legal blindness, or statutory blindness, even though it’s only partial blindness. Total blindness qualifies automatically for disability. You must report as income any amount you receive for your disability through an accident or health insurance plan paid for by your employer: If both you and your employer have paid the premiums for the plan, only the amount you receive for your disability that's due to your employer's payments is reported as income. Short-term disability insurance Our short-term disability product includes features to help employees return to work. With a variety of standard and optional benefits, our plans are available with benefit. December 19, 2019 2019-2252. 2020 state disability and paid family leave insurance wage base and rates.

Rate information, contributions, and due dates

Unemployment and Temporary Disability contribution rates in New Jersey are assigned on a fiscal year basis (July 1^st to June 30).

All new employers (except successors) are assigned new employer rates for the first three calendar years, after which a calculated rate is assigned based on employment experience.

Below is an explanation of how rates are calculated and a listing of the new employer rates for the current and the previous four years.

Contribution rates for the current fiscal year are based on an employer's reserve ratio and the Unemployment Trust Fund reserve ratio.

Employer reserve ratios are calcuated as follows:

Reserve balance ÷ average annual payroll = employer reserve ratio

• Reserve Balance is determined by subtracting Benefits Charged from Employer Contributions Paid.
• Benefits Charged are your share of total unemployment benefits paid to your present or former employees for all past years through December 31 of the preceding calendar year.
• Contributions Paid are all your employer unemployment insurance payments for all past years through January 31st of the current year
• Average Annual Payroll is your average payroll for the last three or five years, whichever is greater. (NOTE: Your 'payroll' includes only those taxable wages upon which you have actually paid employer contributions as of January 31st of the current year.)

The Unemployment Trust Fund reserve ratio is calculated as follows:

Balance of Unemployment Trust Fund ÷ total taxable wages = Unemployment Trust Fund reserve ratio

• Balance of Unemployment Trust Fund is the balance in the Fund as of March 31st of the current year.
• Total Taxable Wages are all taxable wages reported to the New Jersey Department of Labor by all employers as of March 31st of the current calendar year with respect to their employment during the preceding calendar year.

Click here for a more detailed explanation of these calculations.

A base week is any calendar week (Sunday through Saturday) in the reporting quarter during which the employee earned in employment remuneration equal to or more than 20 times the state hourly minimum wage ($172 in 2019 and $200 in 2020). If a week falls within two calendar quarters, report it in the quarter in which four or more days fall.
Payments made to employees for vacation, sick, or other paid leave during the quarter are to be reported as part of wages paid during that quarter. Earnings and, therefore, base weeks are credited when the leave is actually taken, which may or may not occur within the same quarter as the payment.
Termination or separation payments made to an employee in lieu of notice continue the employment relationship and should be reported as a base week. In such an instance, the actual base week would occur in the week or weeks following the last day that was worked. Severance payments made under contractual obligations, custom or company policy do not extend the employment relationship and are not counted as a base week. These payments are reported on Form WR-30, and the entry for number of base weeks is zero.
Commissions or bonuses are reported as part of wages for the quarter when they are actually paid. These earnings may be used in base week calculations if (1) the payments can be directly attributable to earnings of a specific calendar week, or specific calendar weeks, and (2) such additional earnings would only then increase the existing earnings for affected calendar week(s) above the minimum amount required to constitute a base week.

Ey Short Term Disability Insurance

Please note that in 2020, the third quarter contains 14 base weeks:

To be considered timely, the NJ-927 and WR-30, and any remittance due, must be received no later than the 30th day of the month after the close of the quarter, regardless if the due date falls on a Saturday, Sunday, or holiday. No extensions are granted if the due date falls on a weekend or holiday.

First Quarter
End date: March 31
Due date: April 30

Second Quarter
End date: June 30
Due date: July 30
Third Quarter
End date: September 30
Due date: October 30

Fourth Quarter
End date: December 31
Due date: January 30 (of the following year)

The 'Notice of Employer Contribution Rates' for fiscal year 2020-2021 is now available for download via Employer Access. It will be sent by mail to some employers on August 19.

If you haven't already, register for Employer Access and we will send you an email as soon as your notice is available for download.

Please note we are using Tax Table B for 2020-2021.

Employers can choose to make additional contributions to have their experience ratings recalculated, per R.S. 43:21-7(c)(6) of the New Jersey Unemployment Compensation Law.

To make an additional contribution, complete and return form UC-45, Voluntary Contribution Report.

000825

New Employer

Worker

Worker - Governmental Reimbursable Employer

U.I. - Unemployment Insurance
D.I. - Disability Insurance
W.F./S.W.F. - Workforce Development/Supplemental Workforce Funds
F.L.I -Family Leave Insurance

For calendar year 2021, the maximum unemployment insurance, temporary disability insurance and workers' compensation benefit rates, the alternative earnings and base week amounts, and the taxable wage base are listed below.

• 2021 Maximum Workers' Compensation weekly benefit rate: $969
• 2021 Maximum Unemployment Insurance weekly benefits rate: $731
• 2021 Maximum Temporary Disability Insurance weekly benefit rate: $903
• 2021 Alternative earnings test amount for UI and TDI : $11,000
• 2021 Base week amount: $220
• 2021 Taxable Wage Base ( UI and WF/SWF - workers and employers, TDI – employers ): $36,200
• 2021 Taxable Wage Base (TDI , FLI – workers only): $138,200

In accordance with N.J.A.C. 12:16-4.8, the following are the calculated dollar equivalents for board and room, meals and lodging furnished by employers in lieu of money wages paid for services rendered by employees during the calendar year 2021:

If less than three meals per day, individual meals shall be valued as follows:

These amounts are used when the employer does not assign a value to such payments.

New Employer

Worker

Worker - Governmental Reimbursable Employer

U.I. - Unemployment Insurance
D.I. - Disability Insurance
W.F./S.W.F. - Workforce Development/Supplemental Workforce Funds
F.L.I -Family Leave Insurance

For calendar year 2020, the maximum unemployment insurance, temporary disability insurance and workers' compensation benefit rates, the alternative earnings and base week amounts, and the taxable wage base are listed below.

• 2020 Maximum Workers' Compensation weekly benefit rate: $945
• 2020 Maximum Unemployment Insurance weekly benefits rate: $713
• 2020 Maximum Temporary Disability Insurance weekly benefit rate from January 1 – June 30: $667
• 2020 Maximum Temporary Disability Insurance weekly benefit rate from July 1 – December 31: $881
• 2020 Alternative earnings test amount for UI and TDI : $10,000
• 2020 Base week amount: $200
• 2020 Taxable Wage Base ( UI and WF/SWF - workers and employers, TDI – employers ): $35,300
• 2020 Taxable Wage Base( TDI , FLI – workers only): $134,900

In accordance with N.J.A.C. 12:16-4.8, the following are the calculated dollar equivalents for board and room, meals and lodging furnished by employers in lieu of money wages paid for services rendered by employees during the calendar year 2020:

If less than three meals per day, individual meals shall be valued as follows:

These amounts are used when the employer does not assign a value to such payments.

New Employer

Worker

Worker - Governmental Reimbursable Employer

U.I. - Unemployment Insurance
D.I. - Disability Insurance
W.F./S.W.F. - Workforce Development/Supplemental Workforce Funds
F.L.I -Family Leave Insurance

For calendar year 2019, the maximum unemployment insurance, temporary disability insurance and workers' compensation benefit rates, the alternative earnings and base week amounts, and the taxable wage base are listed below.

• 2019 Maximum Workers' Compensation weekly benefit rate: $921
• 2019 Maximum Unemployment Insurance weekly benefits rate: $696
• 2019 Maximum Temporary Disability Insurance weekly benefit rate: $650
• 2019 Alternative earnings test amount for UI and TDI : $8,600
• 2019 Base week amount: $172
• 2019 Taxable Wage Base under UI, TDI and FLI: $34,400

In accordance with N.J.A.C. 12:16-4.8, the following are the calculated dollar equivalents for board and room, meals and lodging furnished by employers in lieu of money wages paid for services rendered by employees during the calendar year 2019:

If less than three meals per day, individual meals shall be valued as follows:

These amounts are used when the employer does not assign a value to such payments.

New Employer

Worker

Worker - Governmental Reimbursable Employer

U.I. - Unemployment Insurance
D.I. - Disability Insurance
W.F./S.W.F. - Workforce Development/Supplemental Workforce Funds
F.L.I -Family Leave Insurance

For calendar year 2018, the maximum unemployment insurance, temporary disability insurance and workers' compensation benefit rates, the alternative earnings and base week amounts, and the taxable wage base are listed below.

• 2018 Maximum Workers' Compensation weekly benefit rate: $903
• 2018 Maximum Unemployment Insurance weekly benefits rate: $681
• 2018 Maximum Temporary Disability Insurance weekly benefit rate: $637
• 2018 Alternative earnings test amount for UI and TDI : $8,500
• 2018 Base week amount: $169
• 2018 Taxable Wage Base under UI, TDI and FLI: $33,700

In accordance with N.J.A.C. 12:16-4.8, the following are the calculated dollar equivalents for board and room, meals and lodging furnished by employers in lieu of money wages paid for services rendered by employees during the calendar year 2018:

If less than three meals per day, individual meals shall be valued as follows:

These amounts are used when the employer does not assign a value to such payments.

New Employer

Worker

Worker - Governmental Reimbursable Employer

U.I. - Unemployment Insurance
D.I. - Disability Insurance
W.F./S.W.F. - Workforce Development/Supplemental Workforce Funds
F.L.I -Family Leave Insurance

For calendar year 2017, the maximum unemployment insurance, temporary disability insurance and workers' compensation benefit rates, the alternative earnings and base week amounts, and the taxable wage base are listed below.

• 2017 Maximum Workers' Compensation weekly benefit rate: $896
• 2017 Maximum Unemployment Insurance weekly benefits rate: $677
• 2017 Maximum Temporary Disability Insurance weekly benefit rate: $633
• 2017 Alternative earnings test amount for UI and TDI : $8,400
• 2017 Base week amount: $168
• 2017 Taxable Wage Base under UI, TDI and FLI: $33,500

In accordance with N.J.A.C. 12:16-4.8, the following are the calculated dollar equivalents for board and room, meals and lodging furnished by employers in lieu of money wages paid for services rendered by employees during the calendar year 2017:

If less than three meals per day, individual meals shall be valued as follows:

These amounts are used when the employer does not assign a value to such payments.

New Employer

Worker

Worker - Governmental Reimbursable Employer

U.I. - Unemployment Insurance
D.I. - Disability Insurance
W.F./S.W.F. - Workforce Development/Supplemental Workforce Funds
F.L.I -Family Leave Insurance

For calendar year 2016, the maximum unemployment insurance, temporary disability insurance and workers' compensation benefit rates, the alternative earnings and base week amounts, and the taxable wage base are listed below.

• 2016 Maximum Workers' Compensation weekly benefit rate: $871
• 2016 Maximum Unemployment Insurance weekly benefits rate: $657
• 2016 Maximum Temporary Disability Insurance weekly benefit rate: $615
• 2016 Alternative earnings test amount for UI and TDI : $8,400
• 2016 Base week amount: $168
• 2016 Taxable Wage Base under UI, TDI and FLI: $32,600

In accordance with N.J.A.C. 12:16-4.8, the following are the calculated dollar equivalents for board and room, meals and lodging furnished by employers in lieu of money wages paid for services rendered by employees during the calendar year 2016:

If less than three meals per day, individual meals shall be valued as follows:

Short Term Disability Application Form

These amounts are used when the employer does not assign a value to such payments.

New Employer

Worker

Worker - Governmental Reimbursable Employer

U.I. - Unemployment Insurance
D.I. - Disability Insurance
W.F./S.W.F. - Workforce Development/Supplemental Workforce Funds
F.L.I -Family Leave Insurance

For calendar year 2015, the maximum unemployment insurance, temporary disability insurance and workers' compensation benefit rates, the alternative earnings and base week amounts, and the taxable wage base are listed below.

• 2015 Maximum Workers' Compensation weekly benefit rate: $855
• 2015 Maximum Unemployment Insurance weekly benefits rate: $646
• 2015 Maximum Temporary Disability Insurance weekly benefit rate: $604
• 2015 Alternative earnings test amount for UI and TDI : $8,300
• 2015 Base week amount: $165
• 2015 Taxable Wage Base under UI, TDI and FLI: $32,000

In accordance with N.J.A.C. 12:16-4.8, the following are the calculated dollar equivalents for board and room, meals and lodging furnished by employers in lieu of money wages paid for services rendered by employees during the calendar year 2015:

If less than three meals per day, individual meals shall be valued as follows:

These amounts are used when the employer does not assign a value to such payments.

• Interest and penalties
• View your Employer Access account
• Download the Employer Accounts guide

How Does Short Term Disability Pay

Caring for Your Physical Health

Physical health is essential to overall wellness. We encourage employees to adopt healthy habits and behaviors that will enhance the enjoyment and quality of life. We offer employees a competitive benefits plan with incentives, healthy eating seminars, and corporate discounts on bike shares and weight-loss programs as well as free onsite fitness centers. Health management benefits are also extended to employee dependents.

Health, Dental and Vision Plans

BCBSA offers a variety of medical plans to meet our employees' needs and budgets. These include dental and vision plans, as well as a prescription drug program.

Ensuring Your Financial Health

Making good financial decisions is a key to success and stability. That's why we offer our employees a range of financial wellness programs, including online resources, discounted financial planning and financial education workshops.

Disability Insurance

Life is unpredictable. BCBSA offers the following disability insurance options to help our employees protect their financial well-being in case of an unexpected illness or injury:

• Short-term disability
• Long-term disability
• May purchase additional long-term disability coverage amounts

Federal Short Term Disability Laws

Life Insurance

BCBSA offers a variety of medical plans to meet our employees' needs and budgets. These include dental and vision plans, as well as a prescription drug program.

Who will protect and support your family if you are gone? Life insurance provides an answer to that question. We offer our employees the following options for life insurance coverage^*:

• Basic term life at no cost
• Buy-up options available
• Matching amount of Accidental Death and Dismemberment
• Option to purchase supplemental group universal life insurance for self and/or dependent

* Employee may need to satisfy evidence of insurability.

Business Travel Insurance

Our company-paid program provides life insurance (equal to 2x employee salary) if an employee should pass away while traveling on BCBSA business.

Maintaining General Well-Being

Having time for family, friends and activities beyond work is an important component of a rich and fulfilling life. At BCBSA, we support the social and emotional lives of our employees with the following programs.

Balancing Work and Life

We provide paid time away from the office to relax and recharge, and support our employees who welcome a new child into their family or have military commitments.

• Paid Time Off (PTO)
• Paid Holidays
• Military Leave
• Maternity/Paternity Benefit

Events and Activities

BCBSA helps support the social and emotional well-being of employees by providing opportunities to connect with peers in the workplace through corporate events and activities.

Volunteer Hours

Connecting with your community is a great way to establish social ties and enrich your life. We offer 15 volunteer hours per year for full- and part-time employees to engage in community involvement at the organization of your choice.

Transit and Parking Reimbursement Programs

To help our employees save on commuting costs, we offer the option of purchasing mass transit cards and parking passes on a pre-tax basis, through payroll deduction

Employee Assistance Program

When our employees need support in dealing with family, personal or workplace issues, our National Employee Assistance program provides confidential counseling, assessments and referrals 24 hours a day, 7 days a week. This program is also available to eligible dependents.

Fetch Pet Care

Your pet is a part of your life. Make sure they're taken care of when you're away on business, vacation, or even just during the day. This discount program offers dog walking and boarding services.

Recognizing Your Contribution

Our employees make significant contributions to our company, through their dedication to service and our company mission. To recognize employees who have gone above and beyond, we offer the following awards and recognition programs at BCBSA.

Richard L. Woolworth Customer Service Award Program

The Richard L. Woolworth Customer Service Award recognizes individual employees who have made a significant contribution to BCBSA’s success through demonstrated excellence in customer service and customer satisfaction to external customers and/or fellow BCBSA employees throughout the year.

The President’s Employee Recognition Program

The President’s Employee Recognition Award Program recognizes employees for significant performance and contributions that go above and beyond their annual goals and job responsibilities.

President’s Team Award Program

The President’s Team Award allows BCBSA leadership the opportunity to recognize the exceptional collaborative work effort of a cross-functional team. The team awards are in addition to the individual awards that are given out in each division and represent a substantial increased investment to reward exemplary teamwork across divisions.

Values Recognition Program

The Values Recognition program recognizes and rewards behaviors in our colleagues that mirror BCBSA's corporate values of commitment, integrity, collaboration, leadership and innovation, creating and maintaining a work environment that is conducive to our personal growth and development and allowing us to contribute to the organization to our greatest capability.

Supporting Your Personal and Professional Development

BCBSA is committed to creating an environment that enhances the skills and knowledge of employees and contributes to professional growth, career satisfaction, increased productivity, an engaging work environment and improved business results. We offer our employees personal and professional development opportunities at all stages of their careers.

Employee development opportunities include:

• Virtual and classroom learning
• Tuition reimbursement
• Mentoring
• External development